The Best Financial Tool for Australian and New Zealand Freelancers and SMEs — GST, AUD, and Simple Payslips
Australia and New Zealand have robust freelance and SME economies with well-established GST systems, significant international trading relationships, and a growing cohort of digital entrepreneurs who invoice clients across Asia-Pacific, North America, and Europe. The financial tool market in both countries is dominated by Xero — a strong product but one priced for businesses considerably more complex than the average solo operator.
Komier offers the essential financial management toolkit that most Australian and New Zealand freelancers and small businesses actually use — at a fraction of the cost.
GST in Australia and New Zealand
Australia — 10% GST
Australian businesses registered for GST must issue Tax Invoices showing their ABN (Australian Business Number), the words ‘Tax Invoice’, GST amount, and total including GST. In Komier, add your ABN to your Business Profile and set your Applicable Tax Rate to 10% in Tax Settings, labelled ‘GST’. Your invoices automatically include the correct tax breakdown and your Tax Center tracks your running BAS (Business Activity Statement) liability.
New Zealand — 15% GST
New Zealand GST-registered businesses must show their GST number and the GST-inclusive and exclusive amounts on invoices. Configure your NZ GST registration number, label and set the Applicable Tax Rate to 15% in Tax Settings. Komier calculates the GST component automatically on every invoice.
The Xero Comparison
Xero is the dominant accounting tool in Australia and New Zealand. It is genuinely well-built — particularly for businesses with accountants who work in Xero daily. For freelancers and solo operators who manage their own finances, Xero’s pricing (AUD $29 to $85 per month) and feature depth is often significantly more than the workflow requires.
Setting Up Komier for Australia & New Zealand — Quick Start
Set home currency to AUD (or NZD) in Settings
Add your ABN or GST registration number to Business Profile
Set Applicable Tax Rate to 10% (AU) or 15% (NZ) labelled ‘GST’ in Tax Settings
Configure Super guarantee and PAYG withholding as deduction lines in employee records
